Terms of Service
Effective Date: November 20, 2025
Last Updated: November 20, 2025
Welcome to Let’s Talk Business. By accessing and using our website, membership platform, training content, community groups, or any related services, you agree to comply with and be bound by these Terms of Service. If you do not agree, do not use the Services.
1. Eligibility
You must be at least 18 years old to use the Services. By using the Services, you represent that the information you provide is accurate and you are legally permitted to enter agreements.
2. Account Access & Security
You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
You agree not to:
-Share login access with non-authorized users
-Allow others to access the Services using your account
-Circumvent access permissions or security features
We may suspend or terminate accounts that violate these rules.
3. Use of Services
You agree to use the Services only for lawful purposes and in accordance with applicable regulations. Prohibited behavior includes, but is not limited to:
-Attempting to copy, download, or distribute protected content
-Harassing or abusing other users or staff
-Uploading harmful or malicious code
4. Ownership & Intellectual Property
All content within the Services — including lessons, downloads, templates, tools, graphics, videos, and community posts — is owned by Let’s Talk Business.
You receive a limited, non-transferable, non-exclusive license for personal or internal business use only.
You may not:
-Resell, share, publish, transfer, or distribute the content
-Claim the content as your own
-Reproduce training material for third-party use
Violation may result in legal action and termination of access without refund.
5. Payments & Billing
Purchases, renewals, and subscriptions are processed through third-party payment providers. By submitting payment, you agree to:
-Authorize recurring payments if part of a subscription
-Maintain up-to-date billing information
-Pay any applicable taxes or fees
All pricing and features are subject to change with notice.
6. Cancellation & Termination
You may cancel subscriptions at any time through your account dashboard or by contacting support.
Cancellation prevents future charges but does not trigger a refund of past payments.
We may terminate your access to the Services if:
-You violate these Terms
-You misuse the platform or intellectual property
-You engage in abusive or harmful conduct
7. Communications Consent
By using the Services, you agree to receive account-related, educational, and promotional communications via email and SMS.
-Message frequency may vary. Message & data rates may apply.
-You may opt out at any time by replying STOP to SMS or unsubscribing from emails.
8. No Guarantees
While we provide business tools and strategies, results depend on individual effort and market factors.
We do not guarantee:
-Sales
-Revenue increases
-Business growth
-Earnings outcomes
All content is for educational purposes and not financial, legal, or tax advice.
9. Limitation of Liability
To the fullest extent permitted by law, Let’s Talk Business is not liable for:
-Indirect, incidental, or consequential damages
-Business interruption or loss of income
-Data loss or unauthorized account access
Total liability is limited to the amount paid for Services within the preceding 12 months.
10. Modifications
We may update these Terms periodically. Continued use of the Services after updates constitutes acceptance of revised Terms. Users will be notified when significant changes occur.
11. Governing Law
These Terms are governed by the laws of the United States of America. Any disputes shall be resolved exclusively in the courts of Quinton, Virginia.
📌 By accessing or using our Services, you acknowledge that you have read, understood, and agreed to these Terms of Service.